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THE SOUTH AFRICAN INDEX INVESTOR

“Greater rewards, lower costs”

RESEARCH ARTICLE

The many challenges and numerous pitfalls:

 

Changing demographics

Changing work requirements

Inadequate or unsustainable social security benefits

Investment focus and investor behaviour

Savings rates and contribution periods

Retirement age

Life stage investment portfolio

Product choice at retirement

Initial withdrawal or drawdown rates

Review of annuity income strategies

 

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The Challenges of Retirement Planning

November 2015